All borrowers (Purchase):

• Tax Returns and 1040’s (Federal) “ALL PAGES” for the last two years.
• Two most current Bank Statements for ALL ACCOUNTS (savings, checking, IRA’s & Stocks) “ALL PAGES.”
• A copy of your Homeowners/Fire Insurance policy, with agent’s name and phone number.
• A copy of your Purchase Contract and Escrow Instructions.
• A copy of your Driver’s License.

All borrowers (Refinance):

• Tax Returns and 1040’s (Federal) “ALL PAGES” for the last two years.
• Two most current Bank Statements for ALL ACCOUNTS (savings, checking, IRA’s & Stocks) “ALL PAGES.”
• A copy of your Homeowners/Fire Insurance policy, with agent’s name and phone number.
• A copy of your Driver’s License.

W2’d EMPLOYEES:

• Current Pay stubs – (2) per borrower.
• Last two years W2’s.
• If applying for a FHA or VA Loan, copies of Driver’s License and Social Security Card.

IF SELF-EMPLOYED:

• Year-to-date Profit Loss Statement nt.
• Copy of Business License.
• Corporate/Partnership Tax Returns (Federal) for last two years & 1099’s/1120’s.

PLEASE REVIEW ANY OF THE FOLLOWING ITEMS THAT MAY APPLY TO YOU:

• Divorce Decree (ALL PAGES).
• Proof of Alimony/Child support – Six Months cancelled checks (if using as income).
• Copies of ALL rental agreements/mortgage information on rentals.
• Social Security/Retirement, Award Letters, Pay stubs, Proof of deposits, etc.
• If Renting: Name, address, & phone number of landlord and amount of rent paid.

Your prompt cooperation in submitting these items will expedite the completion of your loan.